La vida locum

Saved on this device
La vida locum is free — if it's saved you time or stress, a coffee keeps it going.
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📅Next payslips
🎯Savings snapshot
📈Income vs spending · last, this & next month
ℹ️Shifts on/before the cut-off are paid on the next payday. Tax & NI are handled by the Trust (PAYE).
Log a shift
📋Shift log
Awaiting payment
Paid history
💰Payslip forecast
ℹ️Enter the real figures from each payslip. The app compares them to its estimate and fine-tunes your take-home % so future forecasts get more accurate.
Add a payslip
Optional — the holiday-pay uplift, already part of gross
🎯Forecast accuracy
📋Payslip history
📅Tax-year summary

UK tax year runs 6 April → 5 April. Totals come from your entered payslips.

Add transaction
📥Import statement

Two ways in: upload a CSV from online banking, or paste rows of text straight from a statement or PDF.

Option 1 — Upload CSV
Option 2 — Paste text

Copy the transaction lines (e.g. from a PDF statement) and paste below. One transaction per line — the app finds the date, description and amount in each line.

📊By category
📅Monthly average
🧾Transaction log
ℹ️Fixed costs are set monthly amounts. Variable costs show your budget next to your average actual spend. Sinking funds save monthly towards one-off costs.
🏠Fixed monthly costs

Predictable bills that are the same each month.

🏦Sinking funds (monthly)

Save a bit each month for irregular costs.

🛒Variable monthly costs

Every category appears here automatically. Set a budget next to each, and the app shows your average actual spend from logged transactions. Manage the category list below.

🏷️Categories

Add, rename or delete the spending categories used across the app. Changes update the variable list above and every transaction dropdown.

⚖️Break-even
📊Monthly budget summary
ℹ️Track multiple savings accounts and log balances over time. The latest balance of each account feeds your dashboard and runway.
Add an account
📈Total savings over time
🏦Your accounts
Add savings goal
Link this goal to a savings account so its progress tracks the real balance, or create a new one for it.
🎯Your goals
🔢Shifts needed calculator
⚙️Forecast settings
📈Cashflow forecast
📋Month-by-month
💷Locum rates

Core hours

The window paid at the core rate. Hours outside this window are paid at the premium rate. Default is 08:00–21:00.


Extra rate types

Add your own rates — e.g. strike rate, weekend rate, agency rate. They'll appear in the shift "Rate type" dropdown. Premium is optional (used for out-of-core hours); leave blank to use the same rate around the clock.

🧮PAYE estimate
Only applies to shifts you mark “paid gross”. A rough working figure — confirm your real rate with HMRC or an accountant.

Rough estimate only — your real payslips vary with tax code & pension. The Trust deducts tax/NI at source.

📆When you get paid

How and when your locum work is paid. The app uses this to work out which payday each shift lands on.

Shifts on/before this day are paid on the next payday; after it, the month after.

🗂️Spending categories

Add or remove categories — they update every dropdown instantly.

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👤Personal
Help & guides
ℹ️About

La vida locum · version

A private budgeting tool for locum & salaried clinical work. All data stays on your device.

It's free and ready to use — if there's something missing for how you get paid, I'd genuinely like to hear it. Email hello.lavidalocum@gmail.com.

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